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Making Changes to Benefits
You can make changes to your benefit plans by accessing MMC PeopleLink's MMC Benefits Online.
Medical Plan
You must remove your spouse from coverage.
In addition, you may make the following changes:
  • enroll or
  • add your eligible children to your coverage
This is a HIPAA special enrollment event if you or your eligible children lost coverage due to your spouse's death.
Changes to this plan must be made within 60 days of your spouse's death.
Dental Plan
You must remove your spouse from your coverage.
In addition, you may make the following changes:
  • enroll or
  • add your eligible children to your coverage
Changes to this plan must be made within 30 days of your spouse's death.
Health Care Flexible Spending Account Plan
You may make the following changes:
  • enroll or
  • increase your contribution amount for the year or
  • decrease your contribution as long as you do not decrease them below what has already been paid out of your account for the year
Changes to this plan must be made within 30 days of your spouse's death.
Only claims incurred on or after the effective date of the qualified family status change will be eligible for reimbursement of the increased amount.
Dependent Care Flexible Spending Account Plan
You may make the following changes:
  • enroll or
  • increase your contribution amount for the year or
  • stop your contributions for the remainder of the year or
  • decrease your contributions
Changes to this plan must be made within 30 days of your spouse's death.
Only claims incurred on or after the effective date of the qualified family status change will be eligible for reimbursement of the increased amount.
Personal Accident Insurance Plan
You must remove your spouse from coverage.
In addition, you may make the following change:
  • decrease the level and/or amount of your coverage
Changes to this plan must be made within 30 days of your spouse's death.
Spouse Life Insurance Plan
You must make the following change:
  • cancel your coverage
Changes to this plan must be made within 30 days of your spouse's death.
Other Insurances
Coverage will end when your spouse no longer meets the eligibility requirements under the terms of the applicable plan.
If your spouse no longer meets the eligibility requirements, you must remove your spouse from coverage by accessing MMC PeopleLink's MMC Benefits Online.
Refer to the individual benefit plan sections for further information about removing a spouse.
Legal Assistance Plan
Coverage will end when your spouse no longer meets the eligibility requirements under the terms of the plan.
Identity Theft Plan
Coverage will end when your spouse no longer meets the eligibility requirements under the terms of the plan.
 
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