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Plans That Do Not Pay Survivor Benefits
Coverage under certain plans will also end for your eligible family members. Coverage for your eligible family members who had previously been covered under a Company medical and/or dental plan may continue for up to 12 months.
During this period, as a special benefit not required by law, the Company will contribute towards continued medical and/or dental coverage, and your family members must also make the required contribution.
At the end of this 12-month period, the Company provided coverage under these plans will cease and your family members may continue through COBRA by paying the full group rate, plus an additional two percent for administrative expenses, or your eligible spouse and children may be able to convert coverage to an individual policy.
Medical Plan
After your death, although not required by law, as a special benefit, coverage for your eligible family members who had previously been covered under MMC medical coverage with a Company subsidy may continue for up to 12 months, provided they pay the required employee level contributions. When the 12 months ends, your eligible family members can then continue coverage through COBRA for up to 36 months by paying the full group rate, plus an additional two percent for administrative expenses.
Dental Plan
After your death, although not required by law, as a special benefit, coverage for your eligible family members who had previously been covered under MMC dental coverage with a Company subsidy may continue for up to 12 months, provided they pay the required employee level contributions. When the 12 months ends, your eligible family members can then continue coverage through COBRA for up to 36 months by paying the full group rate, plus an additional two percent for administrative expenses.
Health Care Flexible Spending Account Plan
After your death, your eligible family members may be reimbursed for eligible health care expenses that may have been incurred through your date of death, up to your elected annual contribution amount (less any reimbursement amounts already received).
Your qualified beneficiary may then elect to continue participation through the end of the calendar year, on an after-tax basis, through COBRA.
Dependent Care Flexible Spending Account Plan
After your death, your spouse may be reimbursed for eligible dependent care expenses through the end of the calendar year, up to the remaining balance in your account.
Personal Accident Insurance Plan
Coverage for your eligible family members ends on your date of death. Your eligible family members may be able to convert coverage to an individual policy within 31 days of termination of coverage.
Life Insurance Plans
Coverage for your eligible family members ends on your date of death. Your eligible family members may be able to convert coverage to an individual policy within 31 days of termination of coverage.
Legal Assistance Plan
Coverage ends on the date of your death.
Identity Theft Plan
Coverage ends on the date of your death.
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Benefits effective June 6, 2008
© 2008 Marsh & McLennan Companies. All Rights Reserved. |
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