MMC healthcare coverage ends on the first of the following to occur:

Generally, you can cover your child through the end of the calendar year in which your child reaches age 19. You may be able to extend coverage for your child up through the end of the month in which your child reaches age 25, as long as your child is:

Your child's coverage will stop upon the earlier of:

If your child continues to be disabled over the age limit for coverage, your child may still be eligible to continue coverage.

If your child no longer meets the eligibility requirements above, you must remove your child from coverage by accessing MMC PeopleLink's MMC Benefits Online. No refund of contributions will be paid beyond the date eligibility ceases. If you fail to remove your child from coverage and any claims are paid for expenses incurred after the date eligibility ceases, you and your family must reimburse the Plan for these claims. Failure to timely remove your child may also result in missing the child's opportunity for COBRA continuation coverage.

Yes, you can continue coverage under the MMC healthcare plans (except the Vision Discount Program) if you experience a COBRA qualifying event and register your event within the legally allowable time frame.

If you are eligible to retire you may elect retiree medical coverage in lieu of COBRA coverage.

Although not legally required to do so, Marsh & McLennan Companies extends COBRA continuation coverage to domestic partners of MMC employees and/or their dependent children who have been approved for coverage under the MMC healthcare plans. (A few medical plans may not extend COBRA to domestic partners or their children; refer to the specific medical plan section to learn about COBRA availability.)

This coverage may be changed or terminated by MMC at any time.