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Participating in Insurance Benefits
"You," "Your," and "Employee"
As used throughout this section, "employee", "you" and "your" always mean:
• For Kroll participants: a U.S. full-time regular employee of Kroll, Inc and any of its subsidiaries
• For MMC participants: a U.S. salaried employee of MMC or any subsidiary or affiliate of MMC (other than Kroll, Inc. and any of its subsidiaries).
This section explains which employees are eligible to participate in MMC insurance benefits. This section also explains which of your family members are eligible to participate in the plans that provide dependent coverage. If you need additional information regarding eligibility, refer to the individual benefit plan section.
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