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Dismemberment Benefits
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Dismemberment Benefits
The amount of your dismemberment benefit depends on the type of loss. Dismemberment benefits are paid at a percentage of the death benefit as described in the charts below.
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Your benefit (or % of the death benefit) is:
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Both hands or feet or sight of both eyes
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Either hand or foot and sight of one eye
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Speech and hearing in both ears
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Speech or hearing in both ears
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Thumb & Index finger of the same Hand
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Loss is defined as follows:
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Complete severance through or above the wrist or ankle joint. With respect to thumb and index finger, loss means complete severance through or above the metacarpophalangeal joint of both digits
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Total and irrecoverable loss of the entire sight of that eye
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Total and irrecoverable loss of the entire ability to speak
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Total and irrecoverable loss of hearing in both ears
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Complete and irreversible paralysis of both upper and lower limbs
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Complete and irreversible paralysis of both lower limbs
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Complete and irreversible paralysis of both upper and lower limbs on one side of the body
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If more than one loss is sustained as a result of the same accident, only one amount, the largest, will be paid.
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