The Business Travel Accident Insurance benefit covers only a loss from an accidental injury that happens while you are on a Company-approved business trip. The Plan doesn't cover any loss related to:

The Plan also has some aircraft and flying restrictions. The types of air travel not covered by the Plan are:

To be covered, the loss has to occur within 365 days of the accident.

If more than one covered person is involved in the same accident, the Plan's payment is limited to $50,000,000 for all covered persons involved in the accident.

If the Plan's normal payments would be more than this limit, benefits for all affected covered persons are decreased proportionately, so the total benefit paid does not exceed $50,000,000.

Your Business Travel Accident Insurance also provides coverage for accidents that happen while you commute to and from work.

When you leave on a business trip, you are covered:

The Plan covers employees while riding as a passenger in a commercial aircraft on personal travel.