You have the option to enroll in Long-Term Care Insurance coverage.

New employees have 90 days to enroll without submitting Evidence of Insurability. You must be actively at work on your effective date of coverage. You can apply outside of the 90 day new hire window, but you will be required to provide Evidence of Insurability. Your family members always need to provide Evidence of Insurability.

New hires enrolling in Long Term Care Insurance within the 90 day new hire window can enroll by completing an online application form. Employees applying outside of the 90 day new hire window, as well as family members, are required to fill out a paper enrollment form which is available through MetLife. Your family members always need to provide Evidence of Insurability.

If you missed the new hire enrollment period, you can apply for coverage any time during the year; Evidence of Insurability is required. Eligible family members may also apply at anytime throughout the year, to the extent permissible by state insurance regulations.

Evidence of Insurability is required.

The Long Term Care Insurance coverage carries over from one year to the next, so you don't have to enroll each year.

Each insured will be sent an ID card with their Certificate of Insurance. You can contact MetLife if you need more ID cards or replacement cards.