If you are an employee of MMC or any subsidiary or affiliate of MMC and you meet the requirements set forth below, you are eligible to participate in the Long Term Disability Bonus Income Plan.

For Plan participation, you must be approved for benefits under the Basic Long Term Disability Plan and the Optional Long Term Disability Plan before you become eligible to receive benefits under the Long Term Disability Bonus Income Plan.

You are eligible if you are an employee classified on payroll as a U.S. salaried employee of MMC or any subsidiary or affiliate of MMC (other than Kroll, Inc., and any of its subsidiaries). In addition, you must receive an eligible bonus award of $5,000 or more as defined for purposes of the Long Term Disability Bonus Income Plan.

MMC employees who are classified on payroll as hourly employees or who are compensated as independent contractors are not eligible to participate.

You are eligible if you are classified on payroll as a U.S. full-time regular employee of Kroll, Inc. or any of its subsidiaries. You are considered "full-time" if you are generally scheduled to work 35 hours or more per week. In addition, you must receive an eligible bonus award of $5,000 or more as defined for purposes of the Long Term Disability Bonus Income Plan.

Kroll employees who are classified on payroll as contingent or part-time employees or who are compensated as independent contractors are not eligible to participate.