Stock Purchase Plan

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	Stock Purchase Plan

	The Plan at a Glance

	Participating in the Plan

	How the Plan Works

	Stock Ownership

	Taxes

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	Legal Disclosure

	Glossary

Stock Purchase Plan

Summary and Plan Document

This section provides a summary of the Stock Purchase Plan (the "Plan") as of June 6, 2008.

This section constitutes part of a prospectus covering securities that have been registered under the Securities Act of 1933, as amended.

A Note on Tax Advice: The tax laws are complicated and often change. This summary is not intended to provide personal tax advice to any employee

The Marsh & McLennan Companies, Inc. Employee Stock Purchase Plan (hereinafter the "Plan") is a plan that lets you buy shares of Marsh & McLennan Companies, Inc. common stock at a discount through convenient payroll deductions. Through this Plan, you can participate in Company ownership by purchasing shares of MMC common stock for 95% of its market value on the day of each quarterly purchase.

A Note about ERISA

The Employee Stock Purchase Plan is not subject to the provisions of the Employee Retirement Income Security Act of 1974, as amended, and is not intended to be qualified under Section 401(a) of the Internal Revenue Code of 1986, as amended.

Part of a Plan Prospectus

These questions and answers constitute part of a prospectus covering securities that have been registered under the Securities Act of 1933, as amended.

The date of this prospectus is June 6, 2008.

Participants may receive, without charge, any of the documents that constitute part of the prospectus as well as a copy of the annual report for Marsh & McLennan Companies, Inc. and copies of other reports, proxy statements and other communications distributed to MMC shareholders. (The annual report has been incorporated by reference into the prospectus.)

All reports and other documents subsequently filed by MMC or the Plan pursuant to Section 13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934, as amended, prior to the filing of a post-effective amendment which indicates that all securities offered have been sold or which deregisters all securities then remaining unsold, also will be deemed to be incorporated into this Summary Plan Description and Prospectus by reference and to be a part of this Summary Plan Description and Prospectus from the date of the filing of such reports and documents. MMC's annual report can be viewed on MMC's website at www.mmc.com/annualreport.html.

Copies of the documents described above may be obtained from the Secretary of the Company at the following address: Marsh & McLennan Companies, Inc., 1166 Avenue of the Americas, New York, NY 10036; telephone: (212) 345-5000.