Account Information

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	Stock Purchase Plan

	The Plan at a Glance

	Participating in the Plan

	How the Plan Works

	Stock Ownership

	Taxes

	Account Information

	Legal Disclosure

	Glossary

Account Information

You can get information about your account by contacting Smith Barney:

Online: www.benefitaccess.com

By phone: (877) 281-3287 or (212) 615-7866 (U.S. employees only)

To provide security to your account, your User Name and Password will be required for online access. When you call Smith Barney, your account number and PIN will be required. Your initial PIN will be randomly assigned, however, you can customize it after the initial assignment.

To request a new PIN, contact Smith Barney. You should always keep your PIN confidential.

Smith Barney has a voice response system and customer service representatives to provide information and process requests.


	Voice response system	Customer service representative	Online
Information provided	current share price share balance most recent transactions IRS W-8BEN/W-9 status limit order pending	current stock price IRS W-8BEN/W-9 Status last share transaction provide information on registering for access to the Smith Barney website share balance stock quotes your address	current stock price IRS W-8BEN/W-9 Status complete account transaction history provide information on registering for access to the Smith Barney website share balance stock quotes your address limit order
Transactions you can do	sell shares at market price sell shares at limit price request transaction history statements customize PIN certify W-9 status speak to a customer representative	request forms sell shares at market price sell shares at limit price request transaction history receive your shares in a stock certificate transfer your shares elect dividend to be paid via check	request forms sell shares at market price sell shares at limit price certify W-9 status
Contact information	Call (877) 281-3287 or (212) 615-7866	call the voice response system, then: press "0" after accessing the automated system wait on the line after prompted to enter your 4 digit PIN	www.benefitaccess.com
Hours of operation	24 hours a day, seven days a week	Monday through Friday from 8 a.m. to 6 p.m. (Eastern time)	24 hours a day, seven days a week (with periodic downtime for site maintenance)

Account Statements

You can also get information about your account in the statements that are provided by Smith Barney. They will be mailed to your home address:

after each quarterly purchase date

after each sale of MMC common stock from your Smith Barney Stock Purchase Plan account

after each quarterly dividend payment date

In addition to confirmations and statements, you may request a transaction history by contacting a Smith Barney customer service representative or the Smith Barney website.

How can I learn the amount of my Plan balance?

Check your pay stub. The Stock Purchase Plan plan year to date section shows the amount you have accumulated in contributions and interest towards the purchase of stock during the current quarterly purchase period.