Supplemental Savings & Investment Plan

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	Supplemental Savings & Investment Plan

	The Plan at a Glance

	Participating in the Plan

	How the Plan Works

	Company Matching Credits

	Your Deferrals

	Notionally Investing Your Account Balance

	When Benefits Are Paid

	How Benefits Are Paid

	How Benefits Are Taxed

	In Case of Your Death

	Leaving the Company

	Account Information

	Miscellaneous

	Glossary

Supplemental Savings & Investment Plan

Plan Summary

This section provides a summary of the Supplemental Savings & Investment Plan as of June 6, 2008.

The Supplemental Savings & Investment Plan (the "Plan") is a non-qualified deferred compensation plan that allows eligible employees to accrue benefits for the future and coordinates with the tax-qualified 401(k) Savings & Investment Plan.

Under the Plan, you may elect salary deferrals which are credited on the books of the Company. You can direct your future deferrals into any or all of the Plan's investment lineup. Company Matching Credits are available after you complete one year of service.

This section about the Supplemental Savings & Investment Plan, effective as of June 6, 2008, is a summary of the Supplemental Savings & Investment Plan.

As used throughout this document, "employee," "you" and "your" always mean a U.S. salaried employee of MMC or any subsidiary or affiliate of MMC (other than CS Stars, LLC formerly Corporate Systems Inc.), including any subsidiaries or successors in interest).

This document uses a number of defined terms. See the "Glossary" for the defined terms' definitions.

This Is Part of a Prospectus

This section, together with the Investment Return Fact Sheet, fund fact sheets and the Administrative Information section also constitute part of a prospectus covering securities that have been registered under the Securities Act of 1933, as amended. See below for more details.

The date of this prospectus is June 6, 2008.

Participants may access certain documents, the annual report and certain other documents, relevant to holding Marsh & McLennan Companies, Inc. ("MMC") stock or deferred compensation obligations through the MMC website, www.mmc.com. Select the "Investors" tab at the top of the page, to choose a document category such as the annual report and proxy statement or SEC filings (which include quarterly, annual and other periodic reports filed by MMC with the SEC).

Participants may receive, without charge, upon request to the Plan Administrator, any of the above documents that constitute part of the prospectus, as well as a copy of the annual report from Marsh & McLennan Companies, Inc. ("MMC"), copies of other reports, proxy statements and other communications distributed to MMC shareholders, and the annual report for the Plan. Copies of the documents described may be obtained from the Plan Administrator at the following address:

Marsh & McLennan Companies, Inc.
c/o MMC Global Benefits Department – 6th Floor
Waterfront Corporate Center
121 River Street
Hoboken, NJ 07030
Telephone 1-201-284-4000

All reports and other documents subsequently filed by MMC or the Plan pursuant to Section 13(a), 13(c), 14, 15(d) of the Securities Exchange Act of 1934, as amended, prior to the filing of a post-effective amendment which indicates that all securities offered have been sold or which deregisters all securities then remaining unsold, also will be deemed to be incorporated into this plan summary and prospectus from the date of the filing of such reports and documents.

A Note about ERISA

Benefits under this Plan are intended to be paid under an arrangement that is an unfunded "excess benefit plan" within the meaning of Section 3(36) of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"). To the extent benefits are not so paid, such benefits shall be paid under an arrangement that is, for ERISA purposes, unfunded and maintained primarily for the purpose of providing deferred compensation for a select group of management or highly compensated employees.

In the case of any conflict between this description of the Supplemental Savings & Investment Plan and the Plan document, the Plan rules govern.

This Plan is not qualified under Section 401(a) of the Internal Revenue Code.

A Note on Tax Advice

The tax laws are complicated and often change. This summary is not intended to provide personal tax advice to any employee, participant or beneficiary.