You are eligible to participate with respect to a particular Plan year if:

The Plan Administrator has discretion to determine eligibility; you'll be sent an invitation if you are determined to be eligible.

However, individuals who are classified on payroll as hourly, who are leased employees, who are compensated as independent contractors, who are employed in Puerto Rico or who are interns are not eligible to participate.

In this description of the Supplemental Savings & Investment Plan, the term "Company" sometimes refers to MMC and all participating employers.