Account Information

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	Mercer HR Services Retirement Plan

	The Plan at a Glance

	Participating in the Plan

	How the Plan Works

	Company Contributions

	Investing Your Account Balance

	When Benefits Are Paid

	How Benefits Are Paid

	How Benefits Are Taxed

	Applying for Benefits

	In Case of Divorce

	In Case of Your Death

	Leaving the Company

	Merged Plans

	Account Information

		Account Updating

		Account Statements

		Your Plan PIN

		Changing Your PIN

	Miscellaneous

	Glossary

Account Information

The Plan Administrator uses ibenefitcenter via MMC PeopleLink (www.mmcpeoplelink.com) and the MMC Employee Service Center to provide information. You can also conduct Plan transactions by going online to ibenefitcenter via MMC PeopleLink or by calling the MMC Employee Service Center at 1-866-374-2662.


Online systems (www.mmcpeoplelink.com and Voice response (MMC Employee Service Center, 1-866-374-2662
Information provided	account balances account balance by investment option account balance by money type amounts available for withdrawal investment direction investment performance investment price information
Transactions available	investment directions for future contributions fund to fund transfer fund reallocation change Mercer HR Services Retirement Plan PIN
How to reach	Visit ibenefitcenter via MMC PeopleLink (www.mmcpeoplelink.com) or call the MMC Employee Service Center at 1-866-374-2662 (8 a.m. – 8 p.m. Eastern time to speak with a Customer Service Representative)
Hours of operation	Internet - 24 hours a day, seven days a week Service Center – 8 a.m. – 8 p.m. Eastern time, any business day

For security reasons, you will need to provide your Mercer HR Services Retirement Plan PIN when you call or log onto ibenefitcenter via MMC PeopleLink (www.mmcpeoplelink.com).

If you lose your Mercer HR Services Retirement Plan PIN, you may request a copy by going online to ibenefitcenter via MMC PeopleLink (www.mmcpeoplelink.com) or by calling the MMC Employee Service Center at 1-866-374-2662.