You can direct future contributions into one or more of the investment funds offered under the Plan. You may obtain the Investment Return Fact Sheet, fund fact sheets, or offering statement, and prospectuses by going to ibenefitcenter via MMC PeopleLink (www.mmcpeoplelink.com) or by calling the MMC Employee Service Center at 1-866-374-2662. If you make no election, all contributions will be invested in the Vanguard Wellington Fund. Generally, you may transfer or reallocate your account balance to new funds at any time.