Marsh & McLennan Companies Personal Life Insurance Plan

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This is a welfare plan.

The plan year is January 1 - December 31.

The Plan Sponsor is:

Eligible employees of Marsh & McLennan Companies, Inc. are covered by the employee benefits plan described in this document, as well as eligible employees of any subsidiary or affiliate which:

You may write to the Plan Administrator to learn which employers participate in this plan.

The Plan Administrator is Marsh & McLennan Companies, Inc. Benefits Administration Committee and can be reached at:

The Plan Administrator has full discretion and authority to control and manage the operation and administration of each of the plans except to the extent authority has been granted to the Claims Administrator for adjudication of claims.

The group contract number is EGN 7200758.

Personal Life Insurance is insured through contracts with the Claims Administrator, who administers claims for this plan and is solely responsible for providing benefits.

Contributions are made by participating employees.

The Company has engaged the services of the Claims Administrator, who is responsible for processing claims for this fully-insured plan.

For filing a claim:

For appealing a claim: