Marsh & McLennan Companies Vision Care Plan

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This is a welfare plan.

The plan year is January 1 – December 31.

The Plan Sponsor is:

Eligible employees of Marsh & McLennan Companies, Inc. are covered by the employee benefits plan described in this document, as well as eligible employees of any subsidiary or affiliate which:

You may write to the Plan Administrator to learn which employers participate in this plan.

The Plan Administrator is Marsh & McLennan Companies, Inc. Benefits Administration Committee and can be reached at:

The Plan Administrator has full discretion and authority to control and manage the operation and administration of the plans except to the extent authority has been granted to the Claims Administrator for adjudication of claims.

The group contract number is 12222153.

The Vision plan is fully insured through VSP, who administers claims for this plan and is solely responsible for providing vision benefits and determinations.

Contributions are made by participating employees. These contributions are held in the Marsh & McLennan Companies Employer-Funded Welfare Benefit Trust by the trustees;

Premium payments are payable solely from the trust.

The Company has engaged the services of the Claims Administrator, who is responsible for processing claims for this self-insured plan.

(Be sure to check your claim form or instructions for the address of the claims processing office.)

For filing an out-of-network claim:

For appealing a claim:

For COBRA coverage: