As Plan Sponsor, the Company files benefit plan reports with the Federal Government under Employer Identification Number:

36-2668272

We hope you never feel you need to resort to legal action to enforce your rights. However, if you feel you have cause for legal action after you have exhausted the plan's claims appeal process, a timely complaint may be served on the Claims Administrator (or Plan Administrator, as applicable), shown below, or the Company's General Counsel at:

Service of legal process may be made upon the Plan Administrator or a Plan trustee as well.

Remember, actions generally must be brought within three years of the date your benefit was denied (or the date your cause of action first arose, if earlier) unless a shorter period is allowed, or a longer period is required, by applicable state insurance law but only if such state insurance law is not pre-empted by ERISA.

Except where pre-empted by ERISA or other U.S. laws, the validity of the Kaiser HMO plan and any of its provisions will be determined under the laws of the State of California without giving effect to principles of conflict of laws.

Except where pre-empted by ERISA or other U.S. laws, the validity of the Hawaii HMO and PPP plans and any of their provisions will be determined under the laws of State of Hawaii without giving effect to principles of conflict of laws.

Except where pre-empted by ERISA or other U.S. laws, the validity of the plans (with the exception of the Kaiser HMO, Hawaii HMO and Hawaii PPP) and any of their provisions will be determined under the laws of New York State without giving effect to principles of conflict of laws.