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    Administrative Information
        How the Benefits Handbook Is Used
       
Administrative Details about the Plans
         The Basic Life Insurance Plan
         The Basic Long Term Disability Plan
         The Business Travel Accident Insurance Plan
         The Comprehensive Medical Plan (CMP)
         The Consumer Directed Health Plan ("CDHP")
         Dental Plan
         The Dependent Care Flexible Spending Account Plan ("DCFSA")
         The Dependent Children Life Insurance Plan
         The Employee Assistance Program (EAP)
         The Exclusive Provider Organization Plan ("EPO")
         Hawaii - HMSA's Health Plan Hawaii Plus ("HMO")
         Hawaii - HMSA's Preferred Provider Plan ("PPP")
         The Health Care Flexible Spending Account Plan ("HCFSA")
         The Health Savings Account ("HSA")
         The Kaiser Foundation Health Plan, California – North & South ("HMO")
         The Legal Assistance Plan
         The Limited Purpose Health Care Flexible Spending Account Plan ("LPHCFSA")
         Long-Term Care Insurance Plan
         Long-Term Disability Bonus Income Plan
         The Mercer HR Services Retirement Plan
         The MMC Retirement Plan
         The Optional Life Insurance Plan
         The Optional Long Term Disability Plan
         The Personal Accident Insurance Plan
         Personal Life Insurance Plan
         The Preferred Provider Organization Plan ("PPO")
         The 401(k) Savings & Investment Plan
         The Short Term Disability Plan
         Spouse Life Insurance Plan
         The Vision Care Plan
        Other Administrative Details
        ERISA, and Your Rights under ERISA
        Summary Plan Descriptions
        Summary Annual Reports
        Plan Summaries
        Official Plan Documents
        Plan Amendments
        Plan Termination
        Claims, Reviews, and Appeals
        Conversion Rights
        Non-Assignment of Benefits
        About Plan Coverage
        Other Important Information about the Plans
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Administrative Details about the Plans
The following are administrative facts about the benefits described in the Benefits Handbook.
 
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