Your before-tax contributions to the HCFSA will end on the date you no longer satisfy the plan's eligibility requirements. You may receive reimbursements up to the total amount (less any reimbursement amounts you may have already received) for expenses incurred before the date you no longer satisfied the plan's eligibility requirements. In addition, you or a qualified beneficiary may elect to continue your coverage on an after-tax basis under COBRA as described the in Participation sections of the Benefits Handbook.

If you leave salaried employment and are rehired as a salaried employee within 30 days in the same calendar year, your participation will be reinstated automatically with the same before-tax contributions in effect before you left.

Your before-tax contributions will end on the day of your death. Your family can continue receiving reimbursement from the plan for expenses incurred until your date of death. Reimbursement may equal your total annual amount (less any reimbursement amounts you may have already received). Your qualified beneficiary may elect to continue your participation to year end, on an after-tax basis, through COBRA. See the Participation sections of the Benefits Handbook for more details.

Your before-tax contributions will continue while you are receiving Short Term Disability benefits. If you then become eligible for Long Term Disability benefits, your before-tax contributions to your account will cease. You may receive reimbursement up to your total annual amount (less any reimbursement amount you may have already received) for eligible expenses incurred to the date you are placed on Long Term Disability. You or a qualified beneficiary may elect to continue your participation (less any reimbursements already made) to plan year end, on an after-tax basis, under COBRA. See the Participation sections of the Benefits Handbook for more details.

Your before-tax contributions to the plan will cease on the day you begin leave (unless you prepay contributions under Family and Medical Leave Act provision, as described below). Your contributions must be made on an after-tax basis during the leave to receive reimbursement for expenses incurred during the leave.

If you return to active employment within the same plan year, your participation will be reinstated automatically with the same before-tax contribution in effect before you left.

If you are on a leave of absence during annual enrollment and you elect to participate in the account for the following plan year and do not return from leave by the following January 1, you may pay the new plan year contributions on an after-tax basis under COBRA. If you do this, you may claim reimbursement for expenses incurred during the leave. ). See the Participation sections of the Benefits Handbook for more details.

While the Company intends to maintain the plans, the Company reserves the right to terminate or amend this plan, in whole or part, at any time and for any reason as it deems advisable, as to any and all employees covered. In fact, as a matter of prudent business planning, the Company periodically evaluates the plans.