Marsh & McLennan Companies Comprehensive Medical Plan.

501

This is a welfare plan.

The plan year is January 1 - December 31.

The Plan Sponsor is:

Eligible employees of Marsh & McLennan Companies, Inc. are covered by the employee benefits plan described in this document, as well as eligible employees of any subsidiary or affiliate which:

You may write to the Plan Administrator to learn which employers participate in this plan.

The Plan Administrator is Marsh & McLennan Companies, Inc. Benefits Administration Committee and can be reached at:

The Plan Administrator has full discretion and authority to control and manage the operation and administration of each of the plans except to the extent authority has been granted to the Claims Administrator for adjudication of claims.

The group contract number is 98400.

The Comprehensive Medical Plan is self insured by the Company through contributions made jointly by the Company and participating employees. These contributions are held in the Marsh & McLennan Companies, Inc. Employer Funded Welfare Benefit Trust by the trustees:

Benefits are payable solely from the trust.

The Company has engaged the services of the Claims Administrator, who is responsible for processing claims for this self-insured plan.

(Be sure to check your claim form or instructions for the address of the claims processing office.)

For filing a medical claim:

For precertification:

For filing a retail prescription drug claim:

For filing a mail-order prescription drug claim

For appealing a medical claim:

For appealing a prescription drug claim:

For COBRA coverage: