Left
Preferred Provider Organization (PPO)
This section provides a summary of the Preferred Provider Organization Plan (the "Plan") as of January 1, 2012.
This section, together with the Administrative Information section and the applicable section about participation, forms the Summary Plan Description and plan document of the Plan.
The Preferred Provider Organization (PPO) offers comprehensive health services from participating and non-participating providers. Generally, your care is covered after you pay a deductible.
You may select any participating provider in the network to manage your care, or you may choose a non-participating provider. Generally, your costs are lower if you use a participating provider.
Generally, the Plan begins paying benefits for covered care after you pay a deductible.
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that governs many employer-sponsored plans including this one. Your ERISA rights in connection with this Plan are detailed in the Administrative Information section.