Comprehensive Medical Plan (CMP)
SPD and Plan Document
This section provides a summary of the Comprehensive Medical Plan ("Plan") as of January 1, 2012.
This section, together with the Administrative Information section and the applicable section about participation, forms the Summary Plan Description and plan document of the Plan.
The Comprehensive Medical Plan (CMP) offers comprehensive health services from participating and non-participating providers. Generally, your care is covered after you pay a deductible. You may select any participating provider in the network to manage your care, or you may choose a non-participating provider. Generally, your costs are lower if you use a participating provider.
Certain services are subject to precertification review.
A Note about ERISA
While this Plan is generally covered by the Employee Retirement Income Security Act of 1974 (ERISA), a federal law that governs employer-sponsored plans, certain parts of ERISA do not apply to this Plan because of its status as a retiree-only plan. Your ERISA rights in connection with this Plan are detailed in the Administrative Information section.