Normal Form of Payment
If you do not elect a payment form and the present value of your accrued benefit exceeds $1,000, you will receive the "normal" form of monthly payment, which depends on your marital status when benefits commence.
If you are not married on your benefit commencement date, your normal form of payment is a Straight Life Annuity.
If you are married on your benefit commencement date, your form of payment is a 50% Contingent Annuity with your spouse as the contingent annuitant. If you are married, you must obtain your spouse's written, notarized consent to waive his or her rights to a 50% Contingent Annuity benefit if you wish to elect any other option.