Administrative Information
How the Benefits Handbook Is Used
Administrative Details about the Plans
Alere
The Basic Life Insurance Plan
The Basic Long Term Disability Plan
Best Doctors Program
The Business Travel Accident Insurance Plan
The Comprehensive Medical Plan (CMP)
The Consumer Directed Health Plan ("CDHP")
Dental Plan
The Dependent Care Flexible Spending Account Plan ("DCFSA")
The Dependent Children Life Insurance Plan
The Employee Assistance Program (EAP)
The Exclusive Provider Organization Plan ("EPO")
The Group Benefits Plan
Hawaii - HMSA's Health Plan Hawaii Plus ("HMO")
Hawaii - HMSA's Preferred Provider Plan ("PPP")
The Health Advocate Program
The Health Care Flexible Spending Account Plan ("HCFSA")
The Health Savings Account ("HSA")
The HelloWallet Program
The Kaiser Foundation Health Plan, California – North & South ("HMO")
The Legal Assistance Plan
The Limited Purpose Health Care Flexible Spending Account Plan ("LPHCFSA")
Long Term Care Insurance Plan
Long Term Disability Bonus Income Plan
The Mercer HR Services Retirement Plan
The Marsh & McLennan Companies Health & Welfare Benefits Program
The Marsh & McLennan Companies Retirement Plan
The Optional Life Insurance Plan
The Optional Long Term Disability Plan
The Personal Accident Insurance Plan
The Preferred Provider Organization Plan ("PPO")
The Marsh & McLennan Companies 401(k) Savings & Investment Plan
The MMA 401(k) Savings & Investment Plan
The Short Term Disability Benefits Policy
Spouse Life Insurance Plan
The Vision Care Plan
Other Administrative Details
ERISA, and Your Rights under ERISA
Summary Plan Descriptions
Annual Funding Notice and Summary Annual Reports
Plan Summaries
Official Plan Documents
Plan Amendments
Plan Termination
Claims, Reviews, and Appeals
Conversion Rights
Non-Assignment of Benefits
About Plan Coverage
Other Important Information about the Plans
Administrative Details about the Plans
The following are administrative facts about the benefits described in the Benefits Handbook.